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CDAC, MBMF, SINDA & ECF contributions. Updates as you type.
MBMF applies to all working Muslims regardless of race. Otherwise, generally based on race — see FAQ below.
Monthly contribution
S$1.50
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Start Free Trial →For reference only — actual amounts and opt-out eligibility are subject to the relevant fund's own rules (CDAC, Mendaki/MBMF, SINDA, ECF).
CDAC, MBMF (Mendaki), SINDA and ECF are Self-Help Group funds that support lower-income households in Singapore's Chinese, Muslim, Indian and Eurasian communities respectively. A small amount is deducted monthly from an employee's wages and remitted through the CPF system — the employer facilitates the deduction but does not contribute anything itself.
Contributions are made on an opt-out basis: Singapore Citizens and PRs are enrolled by default, but can stop contributing at any time by submitting an opt-out form directly to the relevant fund.
| Monthly wage | CDAC | MBMF | SINDA | ECF |
|---|---|---|---|---|
| ≤$1,000 | $0.50 | $3.00 | $0.50 | $2.00 |
| ≤$2,000 | $0.50 | $4.50 | $0.50 | $6.00 |
| ≤$3,500 | $1.00 | $7.50 | $1.00 | $9.00 |
| ≤$5,000 | $1.50 | $9.00 | $1.50 | $9.00 |
| >$7,500 | $3.00 | $16.00 | $2.00 | $9.00 |
Simplified reference — use the calculator above for your exact wage band. MBMF has more bands than shown here.